Terms & Conditions
Effective Date: 01/06/2024
Introduction
Welcome to Finance Bureau (“we,” “our,” “us”). These Terms and Conditions govern your use of our website, Finance Bureau (the “Site”), and the services provided through it. By accessing or using the Site, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, you must not use the Site.
1. Use of the Site
1.1 Eligibility: You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that you have the legal capacity to enter into a binding contract.
1.2 License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal use, subject to these Terms and Conditions.
1.3 Prohibited Uses: You agree not to:
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- Use the Site for any unlawful purpose.
- Engage in any conduct that restricts or inhibits any other user’s use or enjoyment of the Site.
- Use the Site in any manner that could disable, overburden, damage, or impair the Site.
- Introduce any viruses, Trojan horses, worms, or other material that is malicious or technologically harmful.
- Attempt to gain unauthorised access to the Site, other users’ accounts, or any other systems or networks connected to the Site.
2. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which can be found here. Please review our Privacy Policy to understand our practices regarding your information.
3. Intellectual Property
3.1 Ownership: The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Finance Bureau, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
3.2 Restrictions: You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows:
a) Reproduce:
Personal Use: You may print or download one copy of a reasonable number of pages of the site for your personal, non-commercial use. If sharing it with someone who may need the services offered, this is fine; otherwise, prior written permission is required.
b) Distribute:
Sharing via Social Media: You may share links to the site’s content on social media platforms if the audience may benefit from the services offered by the site. If not, prior written permission is needed.
c) Modify:
Collaborative Projects: You may modify the material for use in collaborative projects if the modified content will be shared with individuals or organizations that may need the services offered. Otherwise, prior written permission is required.
d) Create derivative works of:
Academic Research: Scholars may create derivative works for research purposes if the findings are likely to be shared with individuals or institutions that may need the services offered by the site. If not, prior written permission is needed.
e) Publicly display:
Non-Profit Events: Content may be displayed at non-profit educational or cultural events if the audience may benefit from the services offered by the site. Otherwise, prior written permission is required.
f) Publicly perform:
Academic Conferences: The content may be read or performed at academic conferences or seminars if the audience may need the services offered. If not, prior written permission is needed.
g) Republish:
News Reporting: Journalists may republish short excerpts of the content for news reporting purposes if the audience may benefit from the services offered by the site. Otherwise, prior written permission is required.
h) Download:
Permitted Downloads: If the site provides specific content for download, you may download and use it as specified. If sharing with someone who may need the services offered, this is fine; otherwise, prior written permission is needed.
i) Store:
Personal Archives: You may store copies of the content for personal archival purposes. If sharing with individuals who may need the services offered, this is fine; otherwise, prior written permission is required.
j) Transmit:
Email Sharing: You may email links or small excerpts of the content to friends or colleagues if they may need the services offered by the site. If not, prior written permission is required.
4. Disclaimer of Warranties
4.1 No Guarantee: We do not guarantee, represent, or warrant that your use of our Site will be uninterrupted, timely, secure, or error-free. We do not warrant that the results that may be obtained from the use of the Site will be accurate or reliable.
4.2 As-Is Basis: You agree that from time to time we may remove the Site for indefinite periods or cancel the Site at any time, without notice to you. The Site and all information, content, materials, products, and services included on or otherwise made available to you through the Site are provided by us on an “as is” and “as available” basis, unless otherwise specified in writing. We make no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, products, or services included on or otherwise made available to you through the Site, unless otherwise specified in writing.
5. Limitation of Liability
To the fullest extent permitted by law, in no event shall Finance Bureau, its affiliates, or their licensors, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
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- Your access to or use of or inability to access or use the Site.
- Any conduct or content of any third party on the Site.
- Any content obtained from the Site.
- Unauthorized access, use, or alteration of your transmissions or content.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.
7. Changes to Terms and Conditions
We reserve the right to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
8. Contact Us
If you have any questions about these Terms and Conditions, please contact using the details below:
Finance Bureau
Email: help@financebureau.org
Telephone: +1 (561) 941-2111
Postal Address: 2500 Quantum Lakes Drive . Suite 101 . Boynton Beach . FL 33426
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Disclaimer: Not all debt settlement clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which may not match your results depending on your specific circumstances. We do not guarantee that we will be able to resolve all enrolled debts or that your debts will be resolved for a specific amount or percentage or within a specific period of time. Certain types of debts are not eligible for enrollment into the program, including secured debts, medical debts, and student loans. Some creditors are not eligible for enrolment because they will not negotiate directly with debt settlement companies. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. A Debt Negotiation Services company is; not a lender, creditor, or debt collector. Our service is not available in all states and any fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. Enrollment into a debt reduction program will have negative impact on your credit. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.