Credit card balances rose by $50 billion to hit a record $1.13 trillion. Inflation and higher interest rates are contributing to rising credit card debt, resulting in more Americans struggling to pay down their balances.
According to the the Finance Bureau, there are many options that could help reduce your debt. The main benefit of the Finance Bureau includes lowering monthly payments and overall amounts owed, and much more.
The Finance Bureau offers a unique way to get you out of debt. A dedicated team, advanced technology, and 20 years of experience help individuals like you put debt behind them.
Finance Bureau Debt Program
Americans with lower debt and lower payments have more money to inject into the economy, therefore boosting consumer spending. Consumer spending is much more productive for a nation than carrying heavy debt payments, especially learning from the 2008 recession.
According to the the Finance Bureau, there are many options that could help reduce your debt. The main benefit of the Finance Bureau includes lowering monthly payments and overall amounts owed, and much more.
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Get rid of credit card debt faster and reduce what you owe
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Become debt-free in 24-60 months
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Pay less each month than your current credit card minimums
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Restore peace of mind and get a fresh financial start
Distribution of loan types by number of accounts
Source: Consumer Financial Protection Bureau: Payment Amount Furnishing and Consumer Reporting (2020)
How Much Could You Save?
Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.
$40,000
You Can Save!
With this amount of debt, you’d pay around
$821.06
Don’t want to wait to get the help you need?
See if you qualify and sign up without delay, so you can start getting relief today.
Min. Payments Only
$1,200.00
Time to pay in full:
36 years and 9 months
Total cost, including interest:
$118886.97
With a Debt Program
$821.06
Time to pay in full:
5 years
Total cost, including interest:
$49,263.29
Time saved: 31 years and 9 months
* This example compares making minimum credit card debt payments on your own vs. the potential benefit of using a Debt Settlement plan. Amount will vary based on the length of your plan. IT’S NOT AN ACTUAL QUOTE. Actual interest rates will vary by consumer and creditor – yours could be higher or lower. The Finance Bureau might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be cancelled and in that event, this example would not apply.
The Time To Act Is Now.
If you or a loved one is struggling with credit card debt, it’s not your fault and you’re not alone.
Over 40 Million Americans are currently struggling with credit card debt, living paycheck to paycheck. The more debt you have, the more help the Finance Bureau is able to offer.
Enroll Your Debts
Our advisors will help develop a monthly budget you can afford.
We Negotiate For You
Our experienced negotiators will obtain a favorable offer to resolve each debt.
Your Debt Is Settled
We finalize each agreement and submit to you for review and signature.
Find Out How Much YOU Could Save?
Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.
Disclaimer: Not all debt settlement clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which may not match your results depending on your specific circumstances. We do not guarantee that we will be able to resolve all enrolled debts or that your debts will be resolved for a specific amount or percentage or within a specific period of time. Certain types of debts are not eligible for enrollment into the program, including secured debts, medical debts, and student loans. Some creditors are not eligible for enrolment because they will not negotiate directly with debt settlement companies. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. A Debt Negotiation Services company is; not a lender, creditor, or debt collector. Our service is not available in all states and any fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. Enrollment into a debt reduction program will have negative impact on your credit. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.